Since I serve as guardian for a number of people, their creditors try to make me pay them. Most of the time the creditors have bought the account. See my earlier discussion here: http://rossiferous.blogspot.com/2011/09/drive-collection-agents-nuts.html
There is one very memorable call with a CA (CollectionAgent) – and probably my favorite war story. The individual I was guardian was 94 years old at that time (he’s still alive at 102!). the call went like this:
CA: I’m looking for Irving Puffuffnick
CA: Irving, to verify your identity, does your social security number end in 1234?
ME: That’s close enough.
CA: Irving, Sleazo, Inc. has bought your Wells Fargo credit Card Account. You owe $7492.11
CA: We need you to make payments.
ME: I can send $1.00 per month.
CA: That’s not enough. Remember you used that money.
ME: And I had a damn good time with it too.
CA: Why won’t you pay more?
ME: I don’t feel like it. What are you going to do about it?
CA: We’ll have to sue you
ME: Hell, son, look at my age. I could be dead by the time it gets to court!
CA: (after looking up ‘my’ age) Wow. You’re really up there! But you sound younger than your age.
ME: It’s that Viagra, sonny, it’s good for more than humpin’.